1. Introduction These Terms and Conditions govern the access to and use of the website www.quantumedge.io and the services provided by Quantedge, a company legally registered in Albania and operating under Albanian law. By accessing the website or using the services, the user fully accepts the provisions set out herein and acknowledges that these Terms and Conditions form the legal framework governing the relationship with the Company. Purpose of the Agreement The primary purpose of these Terms and Conditions is to clearly and transparently define the rights and obligations of the parties involved in the services offered by Quantedge. In particular, the evaluation programs and funded accounts are designed to allow the Trader to demonstrate their trading abilities within a simulated or Company-controlled trading environment, with the possibility of gaining access to funded accounts based on compliance with the established rules. At the same time, these Terms and Conditions aim to clarify the responsibilities of the Company, the Collaborators, and the Traders, in order to avoid any ambiguity regarding contractual relationships, payments, transactions, and account management. Quantedge has developed a white-label proprietary trading model. This means that the Company provides a complete technical, administrative, and financial infrastructure, enabling third-party Collaborators to offer evaluation programs and funded accounts under their own image and branding, but without such Collaborators assuming any direct responsibility towards Traders. Within this framework, the agreement also specifies that all contractual and financial relationships are exclusively between Quantedge and the Trader who purchases the program, while the Collaborator’s role is limited to promotion, marketing, and brand development. Parties Involved • Quantedge (the Company): the entity that owns and operates the technological platform, demo and funded accounts, monitoring systems, and payment procedures. Quantedge is responsible for the complete management of the services, including the processing of transactions, the allocation and payment of profits, the enforcement of trading rules, and the provision of technical and administrative support. • The Collaborator: a third party who, through a white-label agreement with Quantedge, promotes and markets evaluation programs and funded accounts using their own name, logo, and brand identity. The Collaborator does not establish any direct contractual relationship with Traders, nor do they manage payments, transactions, or accounts. Their role is limited to marketing and brand promotion, while all responsibility remains with Quantedge. • The Trader: the end user who purchases an evaluation program or accesses a funded account through the website or related platforms. The Trader enters into these Terms and Conditions directly with Quantedge, acknowledging the Company as the sole responsible entity for the management of virtual funds, profits, payments, and compliance with operational rules. Through this structure, Quantedge ensures that the entire ecosystem operates clearly and consistently: Collaborators have the opportunity to grow and develop their brand in the prop trading sector without the need to manage complex infrastructures; Traders, in turn, can operate within a regulated, transparent, and reliable environment, having Quantedge as their only point of reference. 2. Eligibility Access to and use of the services provided by Quantedge through the website www.quantumedge.io are subject to specific eligibility requirements. Users must be at least eighteen (18) years of age, or the minimum legal age required by the applicable law in their country of residence if higher, and must have full legal capacity to act and to enter into binding agreements. Access to the services is strictly prohibited for individuals residing in jurisdictions where proprietary trading programs or similar financial services are not permitted, restricted, or subject to specific regulatory authorization. It is the sole responsibility of the user to ensure that their participation in evaluation programs and funded accounts complies with the laws of their country of residence. Quantedge reserves the right, at its sole discretion, to refuse, suspend, or terminate the account of any user located in countries subject to international sanctions, regulatory restrictions, or considered high-risk. Users who register as white-label Collaborators must be either natural or legal persons with contractual capacity and must operate in compliance with the laws of their jurisdiction. Collaborators do not enter into any contractual relationship with Traders and assume no obligations towards them, their role being limited exclusively to the promotion and commercialization of programs under their own brand. All contractual and financial relationships remain strictly between Quantedge and the final Traders. Traders, upon registration, are required to provide accurate, complete, and verifiable information. Quantedge reserves the right to request identification documents and additional information at any time in order to comply with applicable legal obligations concerning anti-money laundering (AML), counter-terrorism financing (CFT), and Know Your Customer (KYC) regulations. The omission, inaccuracy, or falsification of the information provided may result in the refusal, suspension, or termination of the account without prior notice. By accessing and using the services, the user represents and warrants that they fully meet the eligibility requirements described above and acknowledges that failure to comply constitutes a violation of these Terms and Conditions, entitling Quantedge to take any necessary action, including immediate termination of the relationship and closure of the account. 3. Services Provided Quantedge, through the website www.quantumedge.io, provides evaluation programs based on demo accounts that allow the Trader to demonstrate their trading skills within a simulated environment. The purchase of a program by the user results exclusively in the assignment of a demo account governed by the conditions established by the Company, with predefined parameters relating to profit targets, drawdown limits, and time duration. Under no circumstances do the accounts provided to Traders constitute real investment accounts in the name of the Trader, nor do they involve the direct management of capital by the Trader. Successful completion of an evaluation program is the prerequisite for the allocation of a funded account, which is also managed by Quantedge. Such account remains at all times the exclusive property of the Company, which controls the parameters, operating limits, and usage conditions. The Trader is entitled to a share of the profits generated according to the percentages and procedures defined in these Terms and Conditions. All payouts due to the Trader are calculated, verified, and disbursed directly by Quantedge. The Company manages the entire payment process, ensuring the accuracy of transactions and compliance with the established timelines. The white-label Collaborator, while authorized to promote and market the programs under their own name and brand, does not intervene in any way in the financial or economic management and does not enter into contractual relationships with the final Traders. The role of the Collaborator is therefore strictly limited to the promotion and marketing of the programs, while all operational, technical, administrative, and financial responsibilities, including the processing of payouts, remain exclusively with Quantedge. The evaluation programs provided by Quantedge through the website www.quantumedge.io constitute the preliminary phase required for access to funded accounts managed by the Company. These programs are conducted exclusively through demo accounts, which simulate real market conditions and allow the Trader to demonstrate their trading abilities in accordance with the parameters established by the Company. Under no circumstances may demo or evaluation accounts be considered real investment accounts in the name of the Trader, nor do they confer any rights to actual capital. The specific conditions of the evaluation programs — including, but not limited to, profit targets, maximum daily drawdown percentages, maximum overall drawdown, maximum duration of the phase, and operational conduct rules — are determined by Quantedge and may vary depending on the plan purchased and any customizations agreed upon with the white-label Collaborator. The applicable conditions for each program are made available to the Trader at the time of purchase and must be expressly accepted before gaining access to the demo account. The Trader acknowledges that the purchase of an evaluation program is processed exclusively through the electronic payment system Stripe, which is the only authorized channel for managing transactions. By completing the payment, the Trader declares to have read, understood, and fully accepted the Quantedge Terms and Conditions as well as the specific operational rules of the selected program. Such acceptance is deemed binding and becomes effective immediately upon confirmation of the transaction. Each evaluation program is structured in multiple phases, normally referred to as Phase 1 and Phase 2: • Phase 1: the Trader must comply with the parameters relating to profit targets, daily and overall drawdown limits, and the maximum time duration. Failure to achieve the profit target within the set timeframe, or exceeding the loss limits, results in the immediate termination of the program with a negative outcome. • Phase 2: upon successful completion of Phase 1, the Trader advances to a second evaluation phase in which the profit target and overall drawdown remain applicable, while certain restrictions (such as the daily drawdown limit) may be removed or adjusted. Failure to comply with the operational conditions during this phase also leads to the immediate closure of the demo account and termination of the program. Successful completion of both phases is the necessary and sufficient condition for the allocation of a funded account, which remains at all times the exclusive property of Quantedge and is subject to the management rules defined by the Company. The Trader acknowledges and agrees that: • the evaluation programs are of a purely formative and selective nature; • they do not constitute investment instruments or the management of third-party capital; • the fee paid for the purchase of the program represents a one-time participation fee, non-refundable in the event of failure to pass or violation of the operational rules. Quantedge reserves the right to monitor the Trader’s activity on demo accounts at any time and to suspend or terminate the program in cases of improper use of the platform, employment of prohibited strategies (including but not limited to latency arbitrage, unauthorized copy-trading, or the use of manipulative software), fraudulent conduct, or any behavior that may compromise the integrity of the system. The Trader acknowledges that the evaluation is conducted entirely by Quantedge through automated and/or manual procedures, and that the Company’s decisions regarding the successful or unsuccessful completion of the phases are final and not subject to appeal. 6. Payments & Fees Access to the evaluation programs provided by Quantedge through the website www.quantumedge.io is subject to the payment of a one-time fee, the amount of which varies depending on the selected plan (e.g., 50K, 100K, 200K, or customized solutions) and any specific conditions agreed upon with white-label Collaborators. All payments are processed exclusively through the electronic payment system Stripe, which constitutes the only channel authorized by Quantedge for handling transactions. By completing the payment procedure, the Trader irrevocably confirms: (i) that they have read and accepted these Terms and Conditions; (ii) that they have understood and accepted the specific rules of the purchased program; and (iii) that the fee paid represents a participation cost for access to demo programs and not an investment of capital in real financial instruments. The registration fee is payable in advance and must be settled in full at the time of purchase. Such fee constitutes a contractual consideration for access to the evaluation services and is to be regarded as non-refundable, even if the Trader fails to complete the program, does not comply with the established operational rules, or does not pass the evaluation phases. Quantedge reserves the right, on a case-by-case basis, to apply exceptional refund policies, which may only be granted under particular circumstances, such as documented system malfunctions or issues directly attributable to the Company. Under no circumstances will refunds be granted for subjective reasons on the part of the Trader, including voluntary early withdrawal from the program or dissatisfaction with personal performance. Any additional fees applied by payment processors or financial intermediaries (such as banks, credit card issuers, or electronic payment providers) remain the sole responsibility of the Trader. Quantedge shall not be held liable for differences in amounts due to bank fees, exchange rates, currency conversion charges, or other costs withheld by third parties. All prices are expressed in euros (€) and include any applicable taxes under Albanian law, unless otherwise stated. Should local or international regulations impose additional taxes, withholdings, or obligations, the corresponding cost shall be borne by the Trader, who agrees to indemnify and hold harmless Quantedge from any fiscal liability arising from their legal position. With respect to payouts owed to Traders who have successfully completed the evaluation programs and operate on a funded account, such payouts shall be calculated and disbursed directly by Quantedge, in accordance with the percentages and procedures specified at the time of funded account activation. Payouts will be made using the payment methods provided by the Company (such as bank transfers, electronic payment providers, or equivalent channels), within the timelines communicated to the Trader. Quantedge shall not be held liable for delays or failures attributable to third-party payment service providers. The white-label Collaborator is not a party to any financial relationship between Quantedge and the Trader: they do not collect, process, or manage transactions, nor do they participate in the disbursement of payouts. All financial interactions take place exclusively between Quantedge and the Trader, ensuring centralization, transparency, and traceability of flows. Finally, Quantedge reserves the right to amend prices, payment methods, and collection procedures at any time, provided that such amendments shall not have retroactive effect on programs already purchased and activated. 7. Payouts Payouts represent the remuneration due to Traders who have successfully completed the evaluation programs and operate on a funded account managed by Quantedge. Such payouts are derived from a simulation of profits generated on demo accounts and do not in any way represent the distribution of earnings from real trading capital. The determination of the amount payable to the Trader is based exclusively on the performance recorded on the funded demo account, according to the profit-sharing percentages and operational rules established by Quantedge and communicated at the time of the funded account’s activation. The Trader acknowledges that profits recognized through payouts are contractual in nature and constitute compensation regulated by Quantedge, not dividends, interest, or any other form of financial instrument subject to market regulation. All payouts are calculated, verified, and disbursed directly by Quantedge, which reserves the right to conduct manual and/or automated checks to validate the legitimacy of the recorded performance. The Company further reserves the right to suspend, reduce, or cancel a payout in cases of: • violation of the funded account management rules; • use of prohibited strategies or fraudulent behavior; • detection of technical errors, manipulation, or anomalies compromising the validity of results. Payouts are processed at the frequency determined by Quantedge (e.g., weekly, bi-weekly, or monthly), provided that the Trader has met all applicable requirements and is not in violation of contractual conditions. Requests for payouts may only be submitted through the tools made available within the platform and within the deadlines communicated. Payouts are disbursed via payment channels selected by Quantedge, such as bank transfers, electronic payment providers, or other equivalent methods. The Trader acknowledges that any fees, bank charges, exchange rate costs, or delays attributable to third-party payment service providers are their sole responsibility and that Quantedge shall not be held liable for circumstances beyond its control. The white-label Collaborator has no involvement whatsoever in the payout process: they do not perform calculations, manage transactions, disburse payments, or enter into economic relationships with Traders. All financial and contractual responsibility rests exclusively with Quantedge, which remains the sole counterparty for Traders regarding compensation, transactions, and the distribution of simulated profits. Quantedge’s decisions regarding the calculation, validation, and disbursement of payouts are final and binding. The Trader accepts that Quantedge is the only entity with which an economic relationship exists and that any disputes or claims may be raised exclusively against the Company, in accordance with the complaint procedures set forth in these Terms and Conditions. 8. Intellectual Property and Platform Use All content, materials, and technologies made available through the website www.quantumedge.io and the related operational platforms are and shall remain the exclusive property of Quantedge or its respective licensors. Such content includes, but is not limited to, logos, trademarks, trade names, graphic layouts, texts, images, software, monitoring algorithms, interfaces, databases, reports, and any other technical or creative elements used in the provision of services. Nothing in these Terms and Conditions shall be construed as granting the Trader or the Collaborator any ownership rights, permanent licenses, or commercial exploitation rights over the aforementioned content, except as strictly necessary for the proper use of the services provided. The user (whether Trader or Collaborator) is granted by Quantedge a limited, non-exclusive, non-transferable, and revocable right to access and use the platform and its tools solely for the purposes set forth in the evaluation programs, funded accounts, and white-label collaborations. Any other use, including but not limited to data extraction, code modification, content copying, creation of derivative works, or use for commercial purposes unrelated to the services, is strictly prohibited and constitutes a breach of these Terms and Conditions. The white-label Collaborator, while entitled to present the programs under their own brand and image, acknowledges that the underlying technological infrastructure and all related systems remain the exclusive property of Quantedge. Any misuse, attempt at unauthorized access, reverse engineering, or unauthorized exploitation of the platform shall be considered a serious breach and entitles Quantedge to take all appropriate measures, including immediate termination of the collaboration, suspension of access to services, and initiation of legal proceedings to protect its rights. The Trader is likewise required to use the platform exclusively for its intended purposes, complying with the operational rules and refraining from any activity aimed at circumventing controls, manipulating data, compromising system security, or exploiting potential vulnerabilities. Any conduct contrary to these provisions will result in the immediate closure of the account and may give rise to claims for damages by the Company. Failure to comply with the intellectual property and proper use rules of the platform by Traders or Collaborators may result in suspension or permanent termination of services, without generating any entitlement to refunds, compensation, or indemnification. Quantedge further reserves the right to pursue legal action against any violation of its intellectual property rights, including conduct amounting to unfair competition, misappropriation of technology, or unauthorized use of its digital assets. 9. Prohibited Activities The use of services provided by Quantedge through the website www.quantumedge.io is subject to strict conduct rules designed to ensure the integrity, fairness, and transparency of the ecosystem. Any actions that, directly or indirectly, compromise the functioning of the platform, alter the results of evaluation programs or funded accounts, damage the reputation of the Company, or constitute violations of law shall be deemed prohibited activities. By way of example and without limitation, the following activities are strictly prohibited: 1. Multi-accounting and unauthorized sharing: opening multiple accounts by the same user without authorization, transferring accounts to third parties, or granting unauthorized access to individuals other than the account holder. 2. Unauthorized trading strategies: abusive practices such as latency arbitrage, platform exploits, price manipulation, use of unauthorized automated software, copy-trading from internal funded accounts, or strategies intended to bypass monitoring systems. 3. Data manipulation: any attempt to alter, falsify, or manipulate trading data, reports, or statistics generated by demo or funded accounts. 4. Improper use of the platform: activities that may compromise the security or stability of systems, including cyber-attacks, unauthorized access, reverse engineering, distribution of malware, or use of the platform for purposes unrelated to evaluation programs and funded accounts. 5. Fraudulent or deceptive conduct: false statements, use of fictitious identities, attempts to circumvent operational rules, collusion between users, or behaviors aimed at obtaining unlawful advantage from the system. 6. Violations of law: use of services for activities contrary to applicable laws, including but not limited to: money laundering, terrorist financing, fraud, tax violations, or any other unlawful conduct. Quantedge reserves the right to continuously monitor user activity and to adopt corrective measures in case of violations, which may include: temporary suspension of the account, permanent closure of demo or funded accounts, cancellation of ongoing evaluation programs, retention or cancellation of any accrued payouts, and, in severe cases, the initiation of legal proceedings to recover damages. The Trader and the Collaborator acknowledge and agree that any prohibited activity constitutes a material breach of these Terms and Conditions and entitles Quantedge to immediately terminate the provision of services without notice, without giving rise to any entitlement to refunds, compensation, or indemnification of any kind. 10. Termination of Agreement The contractual relationship between Quantedge and the user (whether Trader or Collaborator), as governed by these Terms and Conditions, may be terminated at any time in accordance with the provisions set out below. The Company reserves the right to suspend or immediately terminate the user’s access to the services and the validity of their account, without prior notice and without any entitlement to refunds or compensation, in the following cases: • material or repeated breach of these Terms and Conditions; • non-compliance with the rules relating to evaluation programs or funded accounts; • improper, fraudulent, or unlawful use of the platform, payment systems, or services provided; • engagement in prohibited activities as defined under Article 9; • provision of false, incomplete, or unverifiable information at registration or during the use of services; • failure to comply with legal obligations relating to anti-money laundering (AML), counter-terrorism financing (CFT), or similar regulations. The Trader may voluntarily discontinue their participation in the programs at any time by notifying their decision to cease use of the services. However, voluntary termination does not entitle the Trader to any refund of participation fees already paid, nor to the payment of any potential profits not yet recognized or disbursed. The white-label Collaborator may withdraw from the collaboration by providing written notice in accordance with the terms agreed with Quantedge. The termination of the collaboration does not create any direct obligations towards Traders, as all such users remain in an exclusive contractual relationship with the Company. In the event of termination, Quantedge reserves the right to: • immediately deactivate demo or funded accounts; • withhold or cancel any payouts accrued in violation of contractual rules; • initiate legal action to recover damages arising from fraudulent, abusive, or unlawful conduct. Termination of the relationship shall not prejudice rights and obligations already accrued by the parties up to the date of termination, nor shall it affect the validity of any clauses that, by their nature, are intended to survive (including but not limited to intellectual property, liability limitations, and governing law/jurisdiction). 11. Liability Limitations and Risk Disclaimer The use of services provided by Quantedge through the website www.quantumedge.io is entirely at the user’s own risk. The user acknowledges and agrees that the Company shall under no circumstances be held liable for losses, damages, or consequences arising from improper or non-compliant use of the platform, from the conduct of the Trader or the Collaborator, or from circumstances beyond the Company’s control. In particular, the Trader acknowledges and agrees as follows: 1. Simulated Nature of Accounts All evaluation and funded accounts made available by Quantedge are and shall always remain demo accounts, based on market simulations and not connected to real capital. The results achieved by the Trader do not represent investment returns and cannot be construed as evidence or guarantees of future performance. 2. No Financial Advice Quantedge does not provide investment advice, trading recommendations, or personalized guidance of any kind. Participation in evaluation programs is intended solely for training and selection purposes and does not in any way constitute an offer of financial instruments, investment services, or regulated activities under applicable laws. 3. Risks Associated with Trading The Trader acknowledges that trading activity, even when conducted in a simulated environment, involves significant risks, including the risk of losses, high market volatility, potential technical malfunctions, and the possibility of failing to meet the required targets. Quantedge does not guarantee that the Trader will generate profits, pass evaluation phases, or maintain a funded account. 4. Company’s Liability Limitations Quantedge shall not be held liable, including but not limited to, for: • interruptions or malfunctions of IT systems, trading platforms, or internet connections; • technical errors, delays, or issues arising from third-party providers of payment, connectivity, or software services; • indirect, consequential, or anticipated profit losses incurred by the Trader; • fraudulent, unlawful, or non-compliant conduct by the Trader or Collaborator. 5. Indemnification The user (Trader or Collaborator) agrees to indemnify and hold harmless Quantedge, its directors, employees, and partners from any liability, cost, or claim arising from breaches of these Terms and Conditions, misuse of the platform, or unlawful conduct carried out through the services provided. 6. Maximum Legal Limitation In any case, Quantedge’s total liability towards a user, for any reason, shall not exceed the total amount paid by the user for participation in the evaluation programs, excluding any additional damages, indemnities, or refunds. The Trader fully accepts that participation in the programs is based on simulations, does not involve the management of real capital, and that any compensation paid in the form of payouts is regulated exclusively on a contractual basis by Quantedge, without any connection to investment activities or regulated financial markets.12. Data Protection and Privacy Quantedge, as the data controller, collects and processes users’ personal data (Traders and Collaborators) in accordance with applicable data protection laws, including – for users residing in the European Union – compliance with Regulation (EU) 2016/679 (GDPR). The provision of personal data is necessary for registration, account management, participation in evaluation programs, and potential access to funded accounts. The data collected may include, but is not limited to: name and surname, date of birth, email address, contact details, identification documents, payment information, and platform activity history. Purpose of Processing Personal data are processed exclusively for the following purposes: • creation, management, and maintenance of user accounts; • identity verification (KYC) and compliance with obligations relating to anti-money laundering (AML) and counter-terrorism financing (CFT); • technical and administrative management of evaluation programs and funded accounts; • processing of payments and payouts due to Traders; • service-related communications, contractual updates, or modifications to the Terms and Conditions; • prevention of fraud, abuse, and unlawful activities; • compliance with legal, tax, and regulatory obligations. Data Retention Personal data will be retained for as long as strictly necessary to achieve the purposes described above and, subsequently, for the period required by applicable law. After such period, data will be deleted or irreversibly anonymized. Disclosure and Transfer of Data Personal data may be disclosed to third parties acting on behalf of Quantedge as data processors, such as IT service providers, payment providers, legal or tax advisors, exclusively for purposes connected with the provision of services. Under no circumstances will personal data be transferred to third parties for unauthorized commercial purposes. In cases where data are transferred outside the EU, Quantedge will ensure the implementation of adequate safeguards in compliance with applicable laws. User Rights Users have the right to access their personal data, request rectification, deletion, restriction of processing, or object to its use, within the limits established by law. Users also have the right to data portability and to lodge a complaint with the competent supervisory authority. Requests concerning the exercise of such rights may be submitted to Quantedge through the contact details published on the website www.quantumedge.io. Data Security Quantedge adopts appropriate technical and organizational measures to protect personal data against unauthorized access, loss, destruction, or unlawful disclosure. Such measures include encryption systems, access controls, periodic audits, and business continuity procedures. By accepting these Terms and Conditions, the user acknowledges and agrees that their personal data will be processed by Quantedge in accordance with the provisions described above and in compliance with applicable law. 13. Dispute Resolution and Governing Law These Terms and Conditions, as well as any contractual relationship established between Quantedge and its users (Traders and Collaborators), shall be governed by and construed in accordance with the laws of the Republic of Albania, regardless of the user’s residence or nationality. By accepting these Terms and Conditions, the user expressly agrees to the Albanian jurisdiction and legal system as the exclusive reference framework for any matter arising from the use of the services provided through the website www.quantumedge.io. In the event of a dispute, the parties agree to first seek an amicable and out-of-court resolution through mediation or direct negotiation with the Company. This preliminary step is deemed mandatory and a necessary condition prior to initiating any legal proceedings. Should no agreement be reached within a reasonable timeframe, the dispute shall fall under the exclusive jurisdiction of the competent courts of Tirana (Albania), which shall be the sole forum with authority over any claim, action, or proceeding arising from or connected to these Terms and Conditions or the services offered by Quantedge. The user acknowledges and agrees that any legal action brought against the Company must be initiated exclusively in Albania, in compliance with the applicable laws and procedures, and expressly waives any objection to jurisdiction or venue elsewhere. Quantedge reserves the right to initiate legal proceedings against users (Traders or Collaborators) in cases of serious breaches of these Terms and Conditions, fraudulent or abusive behavior, or unlawful conduct, and may seek full compensation for both material and non-material damages incurred. The invalidity, unenforceability, or ineffectiveness of one or more provisions of these Terms and Conditions shall not affect the validity of the remaining clauses, which shall remain fully binding upon the parties.14. Amendments to the Terms and Conditions Quantedge reserves the right to amend, update, or supplement these Terms and Conditions at any time, in order to adapt them to regulatory developments, organizational needs, technological updates, or changes in the services offered through the website www.quantumedge.io. Amendments shall take effect from the time of their publication on the website, unless otherwise specified. In such cases, the new provisions shall automatically apply to all users (Traders and Collaborators) who continue to use the services after publication. Continued use of the platform and services by the user constitutes implicit acceptance of the amendments made. Quantedge undertakes to notify users of any material amendments through appropriate means, which may include: notices published on the website, notifications via the personal account, email, or other communication channels. Nevertheless, users are responsible for periodically reviewing the updated Terms and Conditions to remain informed of any changes. Amendments to the Terms and Conditions shall not have retroactive effect on evaluation programs already purchased and in progress at the time of the amendment, unless such changes are mandated by applicable law or regulatory requirements. In such cases, the new rules shall also apply to ongoing relationships, without giving rise to any right to refunds or compensation. If the user does not wish to accept the amendments, they may discontinue use of the services and request the closure of their account. Failure to cease use of the services shall be deemed full and unconditional acceptance of the amendments. 15. Contact InformationCommunications submitted by users will be reviewed and handled by the Company within a reasonable timeframe, consistent with the nature of the request. Quantedge is committed to ensuring maximum transparency and cooperation in managing communications, without prejudice to the Company’s right not to respond to manifestly unfounded, abusive, or irrelevant requests. Any official notices or communications from the Company to users will be delivered through the same channels, with priority given to the website and the email address provided during registration. The user is therefore responsible for keeping their contact information up to date and for regularly reviewing communications transmitted by Quantedge.